Welcome to Heckman Financial & Insurance Services

Don’t let the Financial Planning community confuse you!  Creating a Financial Plan does not need to be complicated.  Our process eliminates opinion and uses a simple one page Model to determine if a financial product/decision is right for you.  However, just creating a plan without implementing it is useless. We don’t give you a large binder and say go do it.  We actually shop for the most appropriate insurance and investment products to help you put the plan in place now. 

If you have been waiting to create your plan, the time is now to call or e-mail for your FREE consultation.  If you don’t believe we can help you achieve your financial goals, then all you have is an hour to lose.  However, this could be the most profitable hour of your life.  We encourage you to explore our site and learn more about the services we provide. Please e-mail us at the@wealthcreator.com  or call us at 408-297-9800 to get your plan in motion. We look forward to hearing from you.

Investments products and services available only to residents of: California (CA), Colorado (CO), Missouri (MO) Eric Heckman is licensed to sell insurance products in the following states of: Arizona (AZ), California (CA), Colorado (CO), Florida (FL), Missouri (MO), Oregon (OR). Eric Heckman is a Registered Representative offering securities through The O.N. Equity Sales Company, Member FINRA/SIPC One Financial Way  Cincinnati, OH 45242   513.794.6794. Investment Advisory Services offered through H.F.I.S., Inc., a Registered Investment Advisor which is not affiliated with The O.N. Equity Sales Company.

A broker/dealer, investment advisor, Broker/Dealer agent or Investment Advisor Representative may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state’s broker/dealer, investment advisor, or Broker/Dealer agent or Investment Advisor Representative requirements, as the case may be; and follow-up, individualized responses to consumers in a particular state by broker/dealer, investment adviser, Broker/Dealer agent or Investment Advisor Representative that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state’s broker/dealer, investment advisor, Broker/Dealer agent or Investment Advisor  Representative requirements, or pursuant to an applicable state exemption or exclusion.  HFIS, Inc. CA Insurance Lic. 0E89971, Eric Heckman CA Insurance Lic. 0A95364, Kevin McClelland CA Insurance Lic. 0F56616