How We Can Help You

At HFIS, we search over 83 different companies to get a quote to offer you the best products at the best rates.  Our Planning Services help you understand your options and still allow you to pick whom you wish to help implement the plans.  Best of all, with a one page Financial Planning model, your choices and decisions are easily compared.

Services we offer:

Investments

Brokerage Accounts Mutual Funds Rollover IRAs 401(k)s Educational IRA Common Stock Bonds 529 Education Plans

Roth IRA SEP IRA SIMPLE IRA Treasury Bills Traditional IRA Treasury Notes Variable Annuities

Insurance

Whole Life Insurance Disability Income Term Life Insurance Long Term Care Medical Insurance

Equity Indexed Annuities Fixed Annuities Immediate Annuities Dental Insurance HSA Accounts

Financial Planning

Full Financial Planning College Planning Estate Planning Senior Issues Money Management Profit Sharing Plans

Medi-Cal Planning Retirement Plans Tax Planning 401(k) Planning Employee Benefits Executive Compensation

Investments products and services available only to residents of: California (CA), Colorado (CO), Missouri (MO) Eric Heckman is licensed to sell insurance products in the following states of: Arizona (AZ), California (CA), Colorado (CO), Florida (FL), Missouri (MO), Oregon (OR). Eric Heckman is a Registered Representative offering securities through The O.N. Equity Sales Company, Member FINRA/SIPC One Financial Way  Cincinnati, OH 45242   513.794.6794. Investment Advisory Services offered through H.F.I.S., Inc., a Registered Investment Advisor which is not affiliated with The O.N. Equity Sales Company.

A broker/dealer, investment advisor, Broker/Dealer agent or Investment Advisor Representative may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state’s broker/dealer, investment advisor, or Broker/Dealer agent or Investment Advisor Representative requirements, as the case may be; and follow-up, individualized responses to consumers in a particular state by broker/dealer, investment adviser, Broker/Dealer agent or Investment Advisor Representative that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state’s broker/dealer, investment advisor, Broker/Dealer agent or Investment Advisor  Representative requirements, or pursuant to an applicable state exemption or exclusion.  HFIS, Inc. CA Insurance Lic. 0E89971, Eric Heckman CA Insurance Lic. 0A95364, Kevin McClelland CA Insurance Lic. 0F56616